Currency Exchange without the Bank Markup

Convert 35 currencies at competitive rates. Built for international businesses sending, receiving, and exchanging money across borders - all from one account.

Open an Account

Supported currencies

35 Currencies. One account

Send in 35 currencies, spend in 180+ countries. New payment routes added regularly - tell us where you need next

35 Currencies. One account
  • Licensed EMI – Bank of Lithuania (Licence No. 48)
  • No hidden fees
  • Real support always
  • 4.6 on Trustpilot 200+ Reviews

Supported currencies

35 Currencies. One account

Send in 35 currencies, spend in 180+ countries. New payment routes added regularly - tell us where you need next

35 Currencies. One account

Popular routes

Where our clients send

The corridors that move the most volume through Wittix this month

Everything you need to move money with confidence

Simple, intuitive platform and app

Simple, intuitive platform and app

Transparent multi-currency control

Transparent multi-currency control

Dedicated personal support

Dedicated personal support

Convert with no hidden fees

Sending 1000 EUR. Here's what each provider would pay out

Traditional banks add 2-4% to every conversion. Wittix offers competitive rates from 0.5% - transparent, confirmed upfront, with no surprises after.

Provider

You get

Cheapest
€849.08 Save up to €15.21
€849.08 -€2.75
€849.08 -€2.75
€849.08 -€2.75
€849.08 -€2.75
€849.08 -€2.75

Provider fees are based on publicly available pricing collected from each provider's official website. Exchange rates shown reflect indicative mid-market rates at the time of data collection - actual provider rates may differ. Wittix fees are confirmed at the time of transaction inside the platform. Data last updated: [DD Mon YYYY, HH:MM UTC]. We do our best to keep this information accurate but cannot guarantee real-time precision - always verify current pricing directly with each provider before transacting.

Everything in one account

FX is one part of the story

Currency exchange sits inside a full multi-currency business account. Hold, convert, send, and spend - all from one platform, with one login, and your personal account manager beside you from day one.

Hold up to 23 currencies

Keep balances in EUR, GBP, USD, DKK, SEK, AED and more - all under one business account. Local IBANs available in DK, DE, GB, LT and LU.

Multi-currency IBANs · Local IBANs

Convert at a competitive rate

The rate you see in the platform is the rate you get - no extra charges added at checkout. Convert between 23 currencies whenever it suits your business.

Live rates · Competitive markup · No surprises

Send via SEPA, international or local rails

You choose how fast. SEPA clears in 1 business day, international transfers reach 90+ countries, local payments available in selected countries.

SEPA · International · Local payments · 90+ countries

Pay multiple suppliers in one go

Pay multiple suppliers or team members in one go. Upload a CSV, approve in bulk, and stay in control with team roles and permissions.

Bulk CSV · Team roles · Approval flows

Equip Visa cards for your whole team

Issue virtual or physical prepaid Visa cards to team members. Top up funds, freeze cards instantly, and track every transaction in real time.

Virtual & physical · Apple Pay · Google Pay

Get personal support

At Wittix, there's a real person behind your account - ready to answer questions, solve problems, and help your business move faster.

Real people · Real Support, always

Live Market

Know the market.
Convert with confidence

Indicative mid-market rate, sourced from the European Central Bank. The closer to this rate your provider offers, the less you lose. See how Wittix stacks up.

How it works

Convert in three steps.
Your money moves fast

01

Open and fund your account.

Open and fund your account.

Open your Wittix business account online and top up in EUR or any of 23 supported currencies via SEPA or international transfer. Funds land in your real European IBAN.

02

Convert at the rate you see.

Convert at the rate you see.

Select your currency and amount. The rate shown is the rate you get - competitive, clear, and confirmed before you convert. No hidden charges added after.

03

Settle, spend or send.

Settle, spend or send.

Keep the converted balance, pay a supplier via international transfer, or spend it on your Wittix Visa card. You decide when and where the money moves.

Why Wittix

Built for the way money
actually moves

Rates

Mid-market by default

The same rate central banks settle at. Wittix adds a flat, transparent spread that drops with monthly volume — 0.35% → 0.08%.

Control

Convert on your terms

Schedule conversions for specific rates. Set alerts. Hold receivables in their original currency and convert when the market suits you.

Global

Pay like a local

European IBANs in DK, DE, GB, LU, LT. Local rails where they exist, SWIFT where they don't. 180+ countries on one balance sheet.

180+ Countries supported, 35 currencies available
2400+ More than businesses
€614M Transaction volume in the last 12 months

Stop guessing.
Start converting.

Most business accounts are opened within 1-3 business days. Onboarding is personal, your questions get real answers, and a dedicated account manager is with you from day one.

FAQ

What rate will I actually get?

What rate will I actually get?
The rate you see in the platform is the rate you get - no surprises at checkout. Our fee is built into the rate shown and confirmed during onboarding based on your plan and business profile. No extra charges added after you confirm.

How many currencies can I hold and send?

How many currencies can I hold and send?
You can hold balances in 23 currencies and send international payments in 35 currencies - all from one business account. Local IBANs are available in LT, DE, DK, GB, LU, and SE.

How long does a currency conversion take?

How long does a currency conversion take?
Currency conversion within your Wittix account is processed quickly. SEPA payments to European bank accounts typically clear within 1 business day. International transfers reach 90+ countries worldwide, with timing depending on the destination and payment route.

Is Wittix regulated?

Is Wittix regulated?
Yes. Wittix is a licensed Electronic Money Institution (Licence No. 48), supervised by the Bank of Lithuania and operating under the European Central Bank's regulatory framework since 2019. All client funds are held in segregated safeguarding accounts at regulated partner banks - fully separate from Wittix's own funds.